Terms of Service

Constatum is an information service. It compiles public blockchain data and third-party screening signals into reports, and it lets you create crypto payment requests whose paying wallet is screened. Constatum is not a bank, a payment institution, a virtual asset service provider (VASP/CASP), a custodian, an exchange, or a provider of legal, tax, or financial advice.

For payment requests, the payer pays the issuer's own wallet directly. Constatum never holds, receives, controls, routes, or refunds the payment. We only observe the public blockchain and produce a report. We charge our own fee (for a report or a payment link) separately; that fee does not give us any control over your funds.

When you create an invoice or payment request you provide the details, including your own receiving wallet address and the network. Constatum displays exactly what you enter and does not verify, correct, or change it. You are solely responsible for the accuracy of every field, especially the wallet address, network, and amount. Optional wallet-ownership verification is offered, but not using it does not shift responsibility to Constatum.

Blockchain transfers cannot be reversed. If an address, network, or amount is wrong, funds may be lost permanently, and Constatum cannot recover them. Payers must verify the address, network, and amount before sending, ideally confirming with the issuer through a separate channel.

Screening reflects risk indicators (sanctions lists, known mixers, illicit-activity exposure) from the data available at the time. It is not AML or sanctions clearance, a regulatory determination, a guarantee about any wallet or person, or a recommendation to accept or reject a payment. You make your own decisions and remain responsible for your own compliance obligations.

Do not use Constatum to break the law, to deal with sanctioned parties, or to profile, surveil, or harass a third party without a genuine transaction. We may refuse or withdraw service, and we cooperate with lawful requests.

Fees are shown before you pay (e.g. per address check, or per payment link). Because our reports and links are delivered digitally and instantly, fees are generally non-refundable once the service has been performed, except where required by law.

The service is provided "as is". To the maximum extent permitted by law, Constatum is not liable for indirect or consequential loss, and our total liability to you is limited to the fees you paid for the service in question. Nothing in these terms limits liability that cannot be limited by law — including for death or personal injury, fraud, gross negligence, or wilful misconduct — or the mandatory rights of consumers.

We process personal data as described in our Privacy Policy, including on-chain data about the wallet that pays a request. See the Privacy Policy and Disclaimer for details.

These terms are governed by the laws of Latvia and the European Union. Mandatory consumer-protection rights in your country of residence still apply. We may update these terms; material changes will be posted here.